Why Choose Us
EXPERIENCE . KNOWLEDGE . PERSONAL
OUR DIFFERENCE
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We are privately owned and not aligned to a large financial institution.
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We have access to highly reputable research houses and brokers.
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We provide exceptional service to our clients and our low staff turnover rate means you are not dealing with a different person every time.
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We have access to a broad range of financial products and shares from over 16 international stock exchanges. This enables us to find the investment or product that matches your needs, rather than making your needs fit “our” product.
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We strive to achieve excellent client outcomes.
As you can no doubt appreciate, Financial Services is a heavily regulated industry which is built on trust and integrity.
Therefore, in order to be able to provide the range of services offered to our clients, we must ensure we comply with all relevant legislation, and obtain the correct authorisations.
Under our Australian Financial Services License, Axis Financial Advisers Pty Ltd is authorised to provide advice and deal in the following areas:
SUPERANNUATION
These are effectively savings accounts which you cannot access until you have retired permanently from the workforce, after a certain age.
They are concessionally taxed as an incentive to save for retirement, and have been compulsory in Australia since 1992.
Hence, most people are fairly familiar with superannuation, but perhaps complacent about what superannuation they have.
SECURITIES
Securities are a form of ownership that can be easily traded on a secondary market.
Securities allow you to own the underlying asset without taking possession.
For this reason, securities are very easily traded, or very liquid.
They are easy to price, and there are three main types; equities (shares); debt (bonds) and derivatives (options).
MANAGED INVESTMENT SCHEMES, INCLUDING IDPS
This covers "managed funds" and "pooled or collective investments", whereby investors funds are pooled together and put towards achieving a common goal. The funds are managed by an investment professional, who charges a fee and is expected to outperform predetermined benchmarks. An IDPS is an "Investor Directed Portfolio Service", and is effectively a facility for holding assets with an over-arching custodian. Hence, they are considered managed investment schemes.
INVESTMENT
LIFE INSURANCE PRODUCTS
This covers products issued by life insurance companies that have an investment component.
They have traditionally formed the backbone of the financial services industry.
However, the rise of financial institutions has seen a movement away from these traditional investments, to those offered by banks.
DEPOSIT AND PAYMENT PRODUCTS
This includes bank accounts, term deposits and other basic banking products.
LIFE RISK INSURANCE PRODUCTS
These are your traditional "life" insurance products, which primarily includes Death Cover, Total & Permanent Disability (TPD) Cover, Income Protection, Business Expense Cover and Trauma Cover.
DERIVATIVES
These are highly sophisticated hybrid investments that include options and warrants.
These products are for experienced investors and are only recommended in very specific circumstances.
Give us a call and make an appointment to see one of our advisers.
FEES & CHARGES
OUR INITIAL MEETING WILL BE FREE OF CHARGE
Fees and charges, like your financial plan, will be tailored for the individual client and your specific circumstances. Each Statement of Advice will require different strategies from the relatively straightforward to the highly complex.
Before preparing the financial plan you will be made aware of the fees and charges that will apply.
The initial advice fee will typically include the following:
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Phone Call
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Follow Up Meeting
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Follow Up Correspondence
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Liasing With Other Providers (Accountants, Solicitors and Super Funds)
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Researching Strategies and Investments
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Preparation of Advice Document
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Assistance with Implementation of Strategy
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Notification to Other Providers (Accountants, Solicitors, Centrelink)
An ongoing fee will be arranged where required and is determined based largely on the complexity of your situation.
