Services

What We Offer?

With over 60 years combined experience in the financial services industry, Axis is well positioned to offer our clients a broad range of services. This enables us to provide holistic advice to our clients no matter what stage of life they are at, whether a young family, empty nesters or retired. These services can be provided in one-off advice situations, or in a combination of ongoing advice arrangements. These services include:

Financial Planning

The primary ingredient of achieving any objective is planning, as the saying goes, "people don't plan to fail, they fail to plan". At Axis, Financial Planning is our core business and provides the best outcomes for our clients.

Investment Advice

Most people think of "investments" when they think of finance, but this is only one piece of the pie, albeit an important piece. Hence, we offer our clients comprehensive advice in the areas of portfolio construction, and ongoing investment performance.

Insurance

As we are all too aware, life is short and anything can happen, so you need to plan for the unexpected. At Axis we offer our clients comprehensive advice in the area of risk management.

Tax Effective Investment

No one wants to pay more tax than they are legally obliged to, and we can help clients minimise their tax, whilst at the same time maximising their wealth.

Centrelink Entitlements

Bureaucracy can be an obstacle in many aspects of your life. Dealing with Centrelink, one of the largest bureaucracies in the country, can be problematic. We offer our clients assistance in understanding their obligations, and ensuring they receive their appropriate Centrelink entitlements.

Retirement Planning

Retirement can be extremely daunting, and inadequate planning only makes this all the more imposing. For that reason, many people put off retiring as they feel unprepared for the outcome. We can help our clients plan and prepare for retirement, so they can look forward to what will be one of the most enjoyable periods of their lives, rather than fearing the change.

Portfolio Review Services

For those who are confident they have adequate plans in place, but would like an expert eye to run over their investment portfolio, we are happy to provide this service where possible.

Ongoing Advisory Service

Our final, and potentially most important offering, is our ongoing advice service. This allows minor adjustments to your plan through incidental advice, as your needs, financial markets and legislative environment evolves over time.

Our Authorisations

As you can no doubt appreciate, Financial Services is a heavily regulated industry which is built on trust and integrity. Therefore, in order to be able to provide the range of services offered to our clients, we must ensure we comply with all relevant legislation, and obtain the correct authorisations.

Under our Australian Financial Services License, Axis Financial Advisers Pty Ltd is authorised to provide advice and deal in the following areas:

Deposit and Payment Products

This includes bank accounts, term deposits and other basic banking products.

Superannuation

These are effectively savings accounts which you cannot access until you have retired permanently from the workforce, after a certain age. They are concessionally taxed as an incentive to save for retirement, and have been compulsory in Australia since 1992. Hence, most people are fairly familiar with superannuation, but perhaps complacent about what superannuation they have.

Securities

Securities are a form of ownership that can be easily traded on a secondary market. Securities allow you to own the underlying asset without taking possession. For this reason, securities are very easily traded, or very liquid. They are easy to price, and there are three main types; equities (shares); debt (bonds) and derivatives (options).

Investment Life Insurance Products

This covers products issued by life insurance companies that have an investment component. They have traditionally formed the backbone of the financial services industry. However, the rise of financial institutions has seen a movement away from these traditional investments, to those offered by banks.

Life Risk Insurance Products

These are your traditional "life" insurance products, which primarily includes Death Cover, Total & Permanent Disability (TPD) Cover, Income Protection, Business Expense Cover and Trauma Cover.

Managed Investment Schemes, including IDPS

This covers "managed funds" and "pooled or collective investments", whereby investors funds are pooled together and put towards achieving a common goal. The funds are managed by an investment professional, who charges a fee and is expected to outperform predetermined benchmarks. An IDPS is an "Investor Directed Portfolio Service", and is effectively a facility for holding assets with an over-arching custodian. Hence, they are considered managed investment schemes.

Derivatives

These are highly sophisticated hybrid investments that include options and warrants. These products are for experienced investors and are only recommended in very specific circumstances.

Our Suppliers

There are a multitude of financial products in the market place, which can be complex and costly. As privately owned Financial Advisers, Axis is not tied to any one financial institution and are able to recommend a wide variety of financial products. Over time we have developed strong relationships with the institutions we feel provide the most appropriate products for our clients, which include:

  • PortfolioOne
  • OnePath
  • Colonial First State
  • Challenger
  • Asteron
  • Commsec
  • BT Financial Group
  • MLC